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BUDGET WALLET WITH ENVELOPES UPDATE
BUDGET WALLET WITH ENVELOPES CODE

If you think someone else is using your SIN, act quickly. You may choose to contact the association, ombudsman or complaint office of the group for the entity that asked for your SIN. To file a complaint call 1-80 or visit the Office of the Privacy Commissioner of Canada website. If you are not happy with the response, you should file a complaint. Once they understand, they may change their practices. Many people are unaware of the appropriate uses of a SIN. Offer to use a different proof of identity.Īsk to speak with the person in charge if you are denied service without providing your SIN. Explain that your SIN is not required by law and that you do not want to provide it. Ask why they need it, ask how they will use it, and ask who else will receive it. If someone asks for your SIN, ask questions. What to do if someone asks for your SIN when it’s not required

complete some banking transactions (mortgage, line of credit, loan).

prove your identity (except for certain government programs).

This is strongly discouraged, but not illegal.įor example, you do not have to provide your SIN to:

BUDGET WALLET WITH ENVELOPES CODE

The Social Insurance Number Code of Practice lists the federal programs that are permitted to use the SIN.

when accessing government programs and benefits.

when opening an account from which you earn interest at a bank or credit union.

when completing your income tax information.

take action right away to protect your SIN if you suspect someone is using it fraudulently.

BUDGET WALLET WITH ENVELOPES UPDATE

update the SIN Program with changes to your name or citizenship status, or to indicate if your SIN record is wrong or incomplete.shred paper records that contain your SIN once you no longer need them-do not recycle them.do not reply to emails that ask for personal information, such as your SIN.give your SIN by phone ONLY if you made the call and know that it is legally required.

only provide your SIN when you know it is legally required.never use your SIN as a piece of identification.do not carry your SIN in a wallet or purse-store it in a safe place.In this case, the Canada Revenue Agency (CRA) may expect you to pay tax on income you did not receive. Someone could also use your SIN to work illegally. If someone uses your SIN to commit fraud, it could ruin your credit rating. loss of government benefits, tax refunds or bank credits.In the wrong hands, your SIN could lead to: Do not use it as identification or provide it for job applications, rental applications, etc. Receiving and updating your SIN Receiving and updating your SIN.